Commercial Checking

We offer both individual and commercial banking.

Commercial Checking Accounts

Account Type Texana Free Small Business Checking Commercial Checking Account Super NOW Account
Minimum to Open $100 $100 $100
Monthly Service Charge No standard monthly fee $10.00

No standard monthly fee if: Minimum Average Balance per month = $2,500

Standard fee if above criteria is not met = $10.00 per month

Fees

0 - 200 cleared transactions (checks and deposits) = Included

> 200 cleared transactions = $0.15 each

Per check fee = $0.15
Per local item deposited = $0.05
Per foreign item deposited = $0.10

0-25 checks = Included

> 25 checks = $0.20 each

Transaction Limitations N/A N/A N/A
Account Details Images of checks and deposit slips are not included in the monthly statement with this account. Eligible for analysis; ask representative for more details. Earns interest on the average daily balance. Interest rate varies. Current rates available at locations.
Mobile Banking Included Included Included
Online Banking Included Included Included
Online Statements (with images) Included Included Included
Visa Debit Card Included Included Included
Bill Pay

1 - 20 transactions per month = $5.95 per month

> 21 transactions per month = $5.95 per month + $0.50 each

1 - 20 transactions per month = $5.95 per month

> 21 transactions per month = $5.95 per month + $0.50 each

1 - 20 transactions per month = $5.95 per month

> 21 transactions per month = $5.95 per month + $0.50 each

Paper Statements Included; no images Included; with images Included; with images

Commercial Money Market & Savings Accounts

Account Type Texana Investor Account
(Money Market)
Savings Account
Minimum to Open $100 $100
Monthly Service Charge

No standard monthly fee if: Minimum Average Balance per month = $2,500

Standard fee if above criteria is not met = $12.00 per month

No standard monthly fee if: Minimum Average Balance per month = $200

Standard fee if above criteria is not met = $2.00 per month

Fees N/A N/A
Transaction Limitations Per Federal Regulations, transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to 6 per month. Per Federal Regulations, transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to 6 per month.
Account Details Earns interest on the average daily balance. Interest rate varies. Current rates available at locations. Earns interest on the average daily balance over $100. Interest rate varies. Current rates available at locations.
Mobile Banking Included Included
Online Banking Included Included
Online Statements (with images) Included Included
Paper Statements Included; with images Included; with images