First Nation Bank of Linden / Texana Bank

Account Types

TexanaFree Free Small Business
Commercial Checking Account
Commercial Hi-Fi Checking

Savings Accounts


Commercial Products & Services

Checking & Savings
Online Banking & Cash Mtg.
Loans
Treasury Management Products
Business Credit Cards
Merchant Processing

 

Commercial Checking

Texana Free Small Business Checking

Minimum to open - $100

Monthly Maintenance Fee:

200 items or less(checks written and items deposited) - No Charge
over 200 items - $0.15 each

Images of checks and deposit slips are not included in the monthly statement with this account.

Commercial Checking Account

Minimum to open - $500

Monthly Maintenance Fee - $10.00

Fees:

Per check fee - $0.15
Per local item deposited - $0.05
Per foreign item deposited - $0.10
FDIC insurance assessment
- at $0.0002 per $100 avg. bal. - Currently Waived

Earnings credit to offset fees: 90 day T-Bill rate less 100 basis points

Collected balances, net of required reserves, earn credit at the 90 day T-Bill rate, and earnings are applied to offset fees.

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Commercial Hi-Fi (Money Market Deposit) Account

Minimum amount to open - $2,500

Monthly service charges:

Minimum balance of $2,500 or more - No Charge
Minimum balance below $2,500 - $10

Transaction limitations:

Per Federal Regulations, transfers from a Hi-Fi Money Market Deposit Account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to 6 per month.

Earns interest on the average daily balance.  Interest rate varies.  See our rate page for current rates.

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Savings Accounts

            Minimum amount to open                                              $100

            Monthly service charge:

                        Minimum balance of $200 or more                      No Charge

                        Minimum balance of less than $200                    $2

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